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Affordable Care Options

What if you did not get signed up for the Affordable Care Act by the recent deadline? Please see following information about your options or contact Madison College Counselor John Boyne at 608-616-3418.

Health Care Coverage Options for 2014 – The open enrollment period to sign up for a private Insurance plan through the federal Health Insurance Marketplace ended on Monday (March 31), but there are still health coverage options for many people. (Special rules to non-citizen immigrants—see below)

Badger Care – Adults with income under 100% of the federal poverty level (FPL), as well as pregnant women and most children up to 300% FPL, are eligible for Badger Care (Medicaid in Wisconsin) and they may apply at any time throughout the year. Many low income adults without dependent children are unaware that they are now eligible.

People with income below or slightly above those levels should apply for Badger Care and other benefits at https://access.wisconsin.gov/ or call the Capital Consortium (Dane County Department of Human Services) at 1-888-794-5556. (Federal poverty levels: http://www.dhs.wisconsin.gov/medicaid/fpl/fpl.htm)

Health Connect-additional help to pay for health insurance – Dane County residents with household income under 150% FPL who signed up for a cost-sharing silver plan through the Marketplace are eligible for additional help to pay their monthly premiums. They should call United Way of Dance County at 2-1-1 and ask about Health Connect.  https://www.unitedwaydanecounty.org/healthconnect/

Getting a Marketplace plan after the open enrollment period – People can still sign up for health coverage through the federal Health Insurance Marketplace plan for 60 days after certain qualifying events or special circumstances. For a complete list of qualifying events, go to https://www.healthcare.gov/how-can-i-get-coverage-outside-of-open-enrollment/

They can sign up at www.healthcare.gov or by calling 1-800-318-2596. Cognosante (phone 608-826-7309), a federally-funded organization that provides in-person enrollment assistance, will continue to help Dane County residents to sign up throughout the year. 

Next open enrollment period – For everyone else who needs coverage, the next open enrollment period to sign up for Insurance plans through the Health Insurance Marketplace will be November 15, 2014 to February 15, 2015. Most people are eligible for financial assistance to help lower their costs.

Disability – If people are disabled, they should apply for Social Security disability, which includes health coverage. They should call the Social Security office at 866-770-2262. The Dane County Aging and Disability Resource Center (phone 608-240-7400) provides assistance with that process. 

Health coverage for immigrants and refugees – For info on health coverage for Immigrants and refugees, go to: http://www.publichealthmdc.com/documents/NoncitizenEligHealthcare.pdf